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To make the most of your landlord insurance for property contents, you will need to have records of the entire contents of the house that you yourself have provided for the tenants.  For example, if the property is furnished, you will need to have a written and photographic record of all the furniture and interior objects contained within the dwelling, such as curtains and fittings.  It is worth noting that the more evidence you have on the inventory of your contents, including photographs and written records, the greater chance you will have in getting the value of the property if and when there is the need to make a claim.  It is best for landlords to keep this information at an address other than the property to which it refers in case of damage through fire or flood.

Landlord insurance for contents does not cover the contents of the house belonging to the tenants themselves.  Tenants will be required to have their own insurance for possessions, and should an event occur, they will have to deal with their own insurance claims separate from the claim you will be making as a landlord.  It is important to note that basic risks should be eliminated through common sense.  For example, your tenants must make sure that the house is secure, that all doors and windows are locked so as to avoid burglaries or break-ins, and that any security systems such as burglar alarms are enabled to validate your insurance.